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23332 Mill Creek Dr, Ste 120, Laguna Hills, CA 92653

949-595-4650
andrew@markhamfinancial.com
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Our Approach

Live A Fulfilled Life By Making Better Decisions.

Good planning should help you make better decisions, not just accumulate paperwork. We take the time to understand what matters to you, how your financial life connects to your personal life, and get clear on the kind of future you want to build toward. From there, we shape a holistic, custom strategy.

Experience True Alignment In Your Wealth Strategy.

Experience True Alignment In Your Wealth Strategy.

Every client who partners with us brings a different set of concerns, priorities, and values to the table. That is why we begin by learning what matters most to you and what you want your wealth to support. When your goals are at the center of the conversation, the strategy becomes more meaningful and far more useful.

Turn Priorities Into Clear, Actionable Goals.

Turn Priorities Into Clear, Actionable Goals.

Once we understand what matters to you, we help translate those ideas into goals and objectives you can actually work toward. Whether you’re preparing for retirement or determining your legacy goals. Our role is to help bring clarity to the decisions in front of you and outline a path that makes sense.

Understand Where You’re Starting From.

Understand Where You’re Starting From.

We help you take stock of where things stand today so our recommendations are grounded in reality, not assumptions. That clarity becomes especially important when retirement is getting closer, tax considerations are becoming more complex, or a life event changes the way your money needs to work for you.

Build A Strategy That Fits You.

Build A Strategy That Fits You.

A templated approach cannot address the complexity of your life. Your plan should reflect your goals, your tax situation, your timeline, and the people or causes that matter to you. Our firm builds customized strategies designed to fit just right, then keep refining them as markets, tax laws, and life circumstances evolve.

Get Clear On What Comes Next.

When life changes, your financial strategy may need to change with it. We’re here to help you sort through the complexity and
make decisions with greater confidence.

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We’re With You Through Life’s Changes.

Financial planning is not a one-time event, and neither is our relationship. We are here for you today, here for you tomorrow, and ready to help as life events, transitions, and new questions arise along the way.

StartingOut

Starting
Out

BuildingWealth

Building
Wealth

NearingRetirement

Nearing
Retirement

Living In Retirement

Living In Retirement

People Also Ask...

Learn more about how we work with clients in different stages of life and planning. These answers are here to provide added clarity around how we work and the kinds of financial decisions we help clients navigate every day.

  • The root of our financial planning process is connecting each client’s personal priorities with their financial strategy. Rather than using a one-size-fits-all model, we begin by learning your values. We then review your current financial picture and turn your values into clear financial objectives. Only after building a solid understanding with you do we build a tailored plan around your needs, retirement timeline, tax considerations, and life events.

  • Markham Financial Services takes a more tailored and relationship-driven approach than firms that rely on standard models or “boilerplate” planning. Instead, we focus on customized planning, ongoing adjustments, and advice that reflects the specific goals, concerns, and values of each client.

  • A tailored financial plan matters for retirement planning because retirement is not just about hitting a number. It is about understanding whether your current resources, tax exposure, investment strategy, and income needs can support the life you want in retirement. We help clients understand where they stand today and what steps they need to take to get where they want to go, which can be especially meaningful for people who are unsure whether they have enough to retire how they want to.

  • Tax-aware financial planning means taxes are considered throughout the planning process rather than treated as an afterthought. It is especially important for retirement income, inherited IRAs, non-qualified assets, gifting strategies, and multi-generational wealth transitions. Tax issues often shape some of the most important decisions families need to make, particularly when trying to preserve more wealth and transfer assets with less tax impact.

  • Yes. A key part of our approach is helping clients navigate life events and transitions with continuity and personal support. From the loss of a spouse to retirement or a job change, we help clients navigate the major shifts that affect both their personal lives and financial decision-making.


Get To Know Our Team And The Values That Drive The Work We Do.


About Us



We Serve Individuals And Families In A Range Of Life Stages And Changes.


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